All sales are final and no refunds will be issued with respect to a Merchant's shopping cart after it has been purchased and / or your instant download link activated.   In the event that we deems it necessary to cancel your service or is (unable to deliver your purchase)   for no fault of your own;   only then will we issue a refund. 
There will be no refund issued for ebook products once instant download link has been made available or emailed to purchaser after purchaser has made purchase.    By making your purchase you are hear-by agreeing to this disclaimer.
By checking this box,  I affirm that I have read and agree to    PTL     terms and conditions and the following statement:  I authorize PTL to charge me for the order total.   I further affirm that the name and personal information provided FOR THIS PURCHASE, is true and correct.    I further declare that I have hereby read and accepted PTL Return Policy.    By entering your credit card information and pressing Submit to make your purchase you hereby  agree to pay PTL and agree to PTL full Disclaimer Statements.