Terms and Conditions of Primary Tradeline Builders Handbook.com (“PTL”)
By accessing the this website and making a purchase, which has the same force and affect as signing this agreement by hand, you agree to the following additional terms and conditions regarding your access to PTL website and or purchase with PTL:
Representations & Liabilities:
You have read, understood, and agreed to every provision of this Agreement, including any attachments, exhibits, and amendments thereto.
For purposes of this Agreement, the term “Client” refers to the individual that purchases any PTL product; and or is accesses PTL website.
By entering into this Agreement, you are becoming a PTL of PTL, an online publishing group and no other relationship is created, including, but not limited to, the following: agency, partnership, employee, joint venture, shareholder, or independent contractor. You are solely a PTL, website visitor, or customer.
While your purchase may provide you with strategies, tips, and ideas for improving your financial profile, accessing UCC or filing documents; you are solely responsible for any action you take based on the content therein. You understand that the information provided is for informational and entertainment purposes only, and any opinions or templates are provided as examples only. You have not looked to PTL to provide any tools or instrumentalities necessary to make any false statements to your creditors, debt collectors, credit bureaus local county, state or federal governments or provide false filings of any sort.
You further warrant and represent that all content of your correspondences are created by you and not PTL, and none of the facts, opinions or other substantive content on your communications were provided by PTL.
PTL has no ability or duty to control your conduct except for PTL’s ability to enforce this Agreement and its terms.
PTL makes no representations or warranties regarding any results from your purchase or your participating as a PTL.
You agree to abide by all applicable rules and laws governing your actions. You represent and warrant that your communications will not contain any materials that are illegal and that your websites are not operated for an illegal purpose or in an illegal manner.
You will not slander, smear, defame, or disparage any competitors, company or individual entity, or any words that are meant to mislead a company, customer or consumer.
You will ensure that all content you create is true, accurate, and up-to-date.
PTL is not responsible for any matter pertaining to your efforts to improve your financial profile, filing of any documents, or content thereof, and you hold PTL harmless from any and all claims, suits, threats, demands, liabilities, actions, causes of action related in any way to your actions and business. Such indemnity includes PTL’s costs and attorneys fees in defending any such matter.
Email & SMS:
By becoming a paid PTL of our website, you are agreeing to be added to our customer email list, as well as our SMS text message customer list. Both are aimed at providing you with important details about your purchase, including login information, additional PTL offerings, receipts or any other material we deem to send to our PTL list. Occasionally, you may also receive a marketing message. All emails and SMS messages contain a clear opt-out link.
We take fraud very seriously. You agree that you are the primary cardholder of the credit card used to join our website, and that you have the right to enter into this agreement by submitting a valid payment. Your IP address will be captured upon payment, and our product(s) will be shipped to your email address via a third party payment processor and shopping cart immediately after purchase delivered to the email address you list during purchase. You are responsible to provide the correct email address during purchase for delivery
Your website and marketing materials must be in compliance with all Federal Trade Commission (“FTC”) regulations in regards to any affiliate marketing or endorsement program you join while a Client of PTL. Specifically, to the extent you become an affiliate of any entity and are compensated by that entity, you must include a disclosure on each page of your website and on all marketing material about your relationship with that entity. You must clearly and prominently include this disclosure in writing in a type size and location sufficiently noticeable for an ordinary consumer to read and comprehend it.
You agree and understand that any violation of this Agreement or any individual term and condition herein will result in your immediate as a active PTL if you are receiving any benefits for PTL.
Either PTL, on the one hand, or you, the PTL, on the other may terminated this Agreement at any time, with or without cause, by giving the other party written notice of termination in compliance with the Agreement. You understand that by terminating this Agreement, you will no longer be an Active PTL of PTL. Notices sent hereunder shall be via e-mail to the PTL at the e-mail address provided upon the initial registration of your Purchase. Any and all notices to the PTL via e-mails at such address shall be deemed to be effective notice to you for all purposes.
This Agreement shall remain in full force and effect until terminated by PTL or by you, the PTL.
PTL reserves the right to modify any terms and conditions of this Agreement upon notice to you, the Client. Notice of any changes may be given via e-mail to the Client, or by posting the modifications on the PTL website (which shall have the same force and effect as a hand signature). You have the right not to agree or terminate exclude yourself as a Client in the event that any of these statements are unacceptable to by simply leaving our site and not making any purchase or entering your payment information into our website or our checkout process. In the event that you fail to exercise your right to terminate or you continue to remain a Client following such modifications, you will be deemed by your continued participation to accept any and all such changes and or active agreements with all our clients.
Entire Agreement:
This Agreement sets forth the entire agreement and understanding between the parties with respect to the subject matter hereof and supersedes any and all prior discussions, understandings, agreements, representations, warranties, or covenants between the parties related to the subject matter hereof. This Agreement may only be amended by a writing signed by an authorized representative of each of the parties, except as otherwise stated herein. If any provisions or term of this Agreement is held to be invalid for any reason, it shall not affect the enforceability of the remainder of this Agreement or any other terms or condition of this Agreement. The jurisdiction of this agreement for any claims or challenges shall be the State of Michigan for any and all court proceedings, notices or challenges.

Privacy Policy
Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information. The following outlines our privacy policy.
Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
We will only retain personal information as long as necessary for the fulfillment of those purposes.
We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
We will make readily available to customers information about our policies and practices relating to the management of personal information.
We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.